Help on consolidating student loans fiction about online dating
We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education.
Many of us have been where you are today, and understand the emotional burden that debt can place on a person.
If so, contact your loan servicer and ask whether you’d be able to switch the date your student loan payment is due. What you ultimately pay depends on the plan you choose and when you borrowed.
If you need lower monthly payments, consider an income-driven repayment plan that’ll base your monthly payment amount on how much you make. If you have multiple student loans, simplify the repayment process with a Direct Consolidation Loan—allowing you to combine all your federal student loans into one loan for one monthly payment.
Check out this video to learn more about changing repayment plans, postponing or reducing your payments, or combining your federal student loans.
(Captioning available in English and Spanish; just start the video and click on the CC symbol at the bottom.) View accessible version (wmv) Beware: Private companies may contact you with offers to help you with your student loans for a fee. Department of Education and our loan servicers will help you for free.
Each servicer has its own payment process and can work with you if you need help making payments. Do you get paid after your student loan payment is due each month?
Rates are typically higher without a cosigner; however, borrowers that meet these requirements on their own do not need a cosigner (but may still choose to apply with a cosigner).